8 things you can do right now to help you save money on car insurance
If you’re looking to save money on car insurance, here are some tips:
1. Compare prices
2. Car insurance discounts
3. Look for other discounts
You may be eligible for reduced rates through member organizations, professional or trade associations, alumni groups, your employer, or other affiliations. Some insurance companies offer retiree discounts and loyalty discounts for staying with the same insurer.
4. Bundle insurance policies
5. Drive carefully
Traffic tickets and accidents drive up auto insurance premiums. So avoiding them will save you money.
6. Take a defensive driving course
Insurance companies offer a discount to those who take an approved defensive driving course. Drivers may also be able to reduce the number of points they have on their license by taking a defensive driving, accident prevention or other course.
7. Usage-Based Insurance
8. Review your policy for coverage you don’t need
You may not need roadside assistance or car rental coverage. Go through your insurance policy line by line and ask to remove anything you don’t need.
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