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A bank loan can be requested over different durations, more or less long, depending on the needs of the borrower but also on the nature of the credit, namely a consumer loan over a long period, or a mortgage. The duration of the different credits In France, there are two types of loans, consumer loans,

For urgent requests, urgent new purchases, debt restructuring, but also for the payment of urgent bills, it may be necessary to access a loan and thus be able to make the necessary payment. Only looking at cheap loans in comparison and not opting for the best offer helps save and ensures that you make the

Unemployment and a negative entry at credit bureau are extremely bad conditions for a regular bank loan. In principle, it is possible to receive small loans without proof of salary, but it requires positive credit bureau information. Swiss loans without credit bureau, on the other hand, are not given to the unemployed, so that the

When lending to banks and savings banks, creditworthiness plays a key role in the credit decision. Numerous banks take the borrower’s income and Credit Bureau information into account when checking their creditworthiness. Those who have a high, regular income and have positive Credit Bureau information can, in practice, show the necessary collateral for borrowing from

In general, however, there is a bank behind every loan, which provides the money for the loan. Regardless of whether it is picked up in a car dealership, in the technology market or directly at a bank. Without a qualified lender, there is no loan. A bank that specializes mainly in the granting of loans

It is quite possible to become a homeowner with only one salary, here are the explanations and solutions to obtain financing. Homeownership requires following several steps from obtaining the financing request to obtaining the keys. The first necessary step is to assess its repayment capacity, it is simply the amount that we will be able

Payment in installments, overdraft facility from a checking account – debts easily accumulate in very different places. As a result, the debtor not only quickly loses the overview, but often also pays too much. There are different reasons for this: First, small loans are always more expensive than loans with larger sums because of the

Different banking solutions can finance the acquisition of one or more vehicles on a professional basis, it is important to choose the right credit. Some companies have greater mobility needs than others, so it is necessary to equip yourself with professional vehicles to be able to ensure the progress of the activity. If some companies